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GROW

WITH

YOUR TIPS

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Instant Tip Access & Money Management

Receive your tips directly into your HausMoney digital account!

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All-In-One Financial Solution

Manage your charge card and direct deposit, and control your financial health all in one convenient and easy-to-use mobile app. 

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Roam with HausMoney

If contactless spending is more your vibe, we got you. Add your HausMoney Charge Card to your digital wallet and pay with Apple Pay & Google Pay.

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Build & Boost Your Credit History

Build a credit history with every swipe of your card.  This means better chances for low-interest car loans and mortgages, better credit opportunities, and a more robust credit history for financial success. 

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Card Comparison

* Since the money is held on the card, there is no interest charge.
** There is a $500 daily limit; there are In-Network ATMs for fee-free withdrawals.

*** Some credit cards may charge an annual fee, credit cards also charge interest on any balance you carry over from month to month, and there is a required minimum monthly payment on a typical credit card.

Keep Tabs on Your Spending and Activity

Keep an eye on your HausMoney charge card activity, tip-earning deposits, transfers, payroll direct deposits, and more - all in the app!

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Resources

1. Tip earnings are deposited by your employer participating in the Tiphaus ETA Program.  Employers determine the cadence in their tip payouts.  When restaurants participate in the ETA Program, they have the ability to distribute tip earnings daily to their employees. Please visit my.tiphaus.com to get an estimate of what will be paid out to you.

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2. The HausMoney card has no annual fees, but some fees may apply, including out-of-network ATM fees, late payment fees, and other fees. For more information, please see the Cardholder Agreement and Deposit Account Agreement.

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3. On-time payment history may have a positive impact on the credit score, while late payments may negatively impact it. We report payment history to Experian and Equifax. Credit impact may vary based on a number of factors, including the financial decisions that are made with other financial services organizations.

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4. We partner with Plaid to enable financial institution linking in the hausmoney mobile app.  Plaid enables the ability to link to over 12,000 U.S. financial institutions, plus many more in Canada, U.K., and Europe.  https://plaid.com/plaid-link/  

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5. hausmoney ™ is a financial technology and services brand providing banking services in partnership with Cross River Bank: Member FDIC.  The HausMoney Charge Card is issued by Cross River Bank pursuant to a license from Mastercard, Inc. and may be used everywhere Mastercard debit cards are accepted.  Please review our Cardholder Agreement to learn more. 

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