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Privacy Notice

Why?

Technology companies offering financial products and services choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

  • Social security number

  • Account balances

  • Date of birth

  • Transaction history

How?

All financial and technology companies need to share customers' personal information to run their everyday business.  In the section below, we list the reasons we can share a customers' personal information; the reasons hausmoney and Tiphaus, Inc. chooses to share this information; and, whether you can limit this sharing.

Reasons we can share your personal information.
Do we share it?
Can you limit sharing?

For our everyday business purposes -

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Yes

No

For our marketing purposes -

to offer our products and services to you.

Yes

No

For joint marketing with our partners, like bank sponsors and technology partners -

Yes

No

For our affiliates' everyday business purposes -

information about your transactions and experiences.

N/A

N/A

For our affiliates' everyday business purposes -

information about your creditworthiness.

N/A

N/A

For non-affiliates to market to you -

Yes

Yes

To limit our sharing ...

  • Call 1.888.688.4349 - our menu will prompt you through your choice(s) or

  • Visit us online at hausmoneyapp.com

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice.  When you are no longer our customer, we continue to share your information as described in this notice.  However, you can contact us any time to limit our sharing.

Questions?

Call us at 1.888.688.4349 - email us at hello@hausmoneyapp.com 

Privacy Notice

Version 2

Last Updated: 07/31/2022

Resources

1. Tip earnings are deposited by your employer participating in the Tiphaus ETA Program.  Employers determine the cadence in their tip payouts.  When restaurants participate in the ETA Program, they have the ability to distribute tip earnings daily to their employees. Please visit my.tiphaus.com to get an estimate of what will be paid out to you.

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2. The HausMoney card has no annual fees, but some fees may apply, including out-of-network ATM fees, late payment fees, and other fees. For more information, please see the Cardholder Agreement and Deposit Account Agreement.

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3. On-time payment history may have a positive impact on the credit score, while late payments may negatively impact it. We report payment history to Experian and Equifax. Credit impact may vary based on a number of factors, including the financial decisions that are made with other financial services organizations.

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4. We partner with Plaid to enable financial institution linking in the hausmoney mobile app.  Plaid enables the ability to link to over 12,000 U.S. financial institutions, plus many more in Canada, U.K., and Europe.  https://plaid.com/plaid-link/  

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5. hausmoney ™ is a financial technology and services brand providing banking services in partnership with Cross River Bank: Member FDIC.  The HausMoney Card is issued by Cross River Bank pursuant to a license from Mastercard, Inc. and may be used everywhere Mastercard debit cards are accepted.  Please review our Cardholder Agreement to learn more. 

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